Direct vs indirect rollover 401k: how each moves your money, why indirect withholds 20%, and the 60-day deadline that follows, per IRS rules.
Catch-up contribution explained: who qualifies at 50+, the extra amounts the IRS allows for 2026, and how the new Roth rule for high earners works.
Find out exactly where the IRS publishes 401k contribution limits, how to confirm this year’s number on IRS.gov, and why the figure changes annually.
401k vesting schedule explained: understand cliff and graded rules so you know exactly how much employer match you keep if you leave your job early.
Understand how does 401k employer match work: match formulas, vesting rules and IRS limits explained, so you can read your plan’s summary with confidence.
Traditional vs Roth explained: see exactly when you pay tax on your 401(k) or IRA, with 2026 IRS limits and dated sources to verify yourself.
Types of retirement accounts explained: who opens each one, when the tax happens, and what the IRS says about 401(k), 403(b), 457(b), IRA and Roth.
COBRA coverage explained: who qualifies, how long it lasts, the deadlines the Labor Department sets, and how Marketplace timing interacts.
What a high deductible health plan is under IRS rules: the three tests, the 2026 and 2027 figures from the IRS, and the 2026 bronze plan change.
How an HSA works, the three separate tax layers in IRS Publication 969, what each one requires, and what breaks it, with dated IRS sources.